verizon credit check reddit


I'm sure this is technically legal, but it is sketchy as hell as a business practice. How's that work? Generally speaking, if your account has been in good standing for the past six months, they will not pull any external credit information. New comments cannot be posted and votes cannot be cast. Now that process may be held up after the move because they will not let me go back and complete the normal online registration. I have repeatedly offered to pay a deposit on phone and in chat. Credit scores between 500 and 650 may require deposit of $100 per line (up to $750 total). My current cable company did not ask for a credit. Press J to jump to the feed. Verizon now demands that I send in a copy of my driver's license if I want service. You need to do identity verification, but you don't need to do a credit check.
But there's no actual physical lines running on the polls by the house. Don't sweat it. Is Verizon losing a lot of postpaid subscribers to offer this option? Do late payments count as "bad standing" or merely suspension of service? I recently signed up for FiOS in Westchester, NY. Flash forward 2 months and I still had a down payment but no deposit to add a line. Cookies help us deliver our Services. Online it says my current addrees is serviced,. Verizon will not cancel my order, and will leave the demand that I send in personal identification for 30 days. I had the same concern a month ago, but I was able through chat to set up service at my new address (old homeowners had existing service) without the credit check or a deposit, and didn't have to answer any additional questions from the underwriter. Still money up front. It wasn't a hard inquiry for me except for equifax side. Down payment vs deposit what's the difference? Not to say that the big ones are gone but some I personally have noted are gone. Follow Reddiquette, learn something new, and enjoy some blazing fast FiOS. TLDR does Verizon credit check existing customers who want to add a high end device via the edge program? Contact VZ Direct at https://www.dslreports.com/forum/vzdirect. It’s easier than you think so let’s get you started on America’s #1 network.
I called because Verizon's online address checker has never been accurate for me. They do a hard inquiry against your credit. I have 700+ credit rating so this is not a concern about my credit. However, if I pay a deposit first, Verizon doesn't get my credit history for their own internal monetization purposes. Press J to jump to the feed. Verizon Service with Poor Credit. I am wondering if they do a hard pull or if it is just a soft pull against your credit. /r/Fios is a community for discussing and asking questions about Verizon Wireless' Fios related services. Verizon can do soft checks in the future if you decide to add more lines or (possibly) for international calling eligibility check. That's interesting. They still asked for my SSN, but since my file was/is frozen, they couldn't proceed. There is no local ISP alternative which services my new home, so Fios will be my only realistic option after I move. Verizon flatly refuses to grant service without a hard credit check.

Verizon now demands that I send in a copy of my driver's license if I want service. Press question mark to learn the rest of the keyboard shortcuts, https://www.dslreports.com/forum/vzdirect. They did mine last week. It's a massively hard inquiry, I had it done a few months ago and they pulled my credit from all 3, Equifax, Transunion, and Experian, and each took a massive drop by 24 point, one by 27. I called them to double check the new address. Where are you moving to? Sometimes you will be asked for government-issued ID for these purposes. By using our Services or clicking I agree, you agree to our use of cookies. Thanks for any clarification anyone can give. I have repeatedly offered to pay a deposit on phone and in chat.

Press J to jump to the feed. Have them pull it now. They take everything as hard though I think I had 3 hard pulls for signing up for 1 Comcast service since each rep had to do it lol. This is a new feature. share. I understand how credit checks work. If you have Verizon Wireless you can use your wireless number if you have a good payment history and bypass the credit check. Does anybody know what the credit check for getting a device payment plan entails? This thread is archived. AT&T Pay as You Go plans available with no credit check or deposit. Actually, it is a hard pull. Press question mark to learn the rest of the keyboard shortcuts. save hide report. The credit check failed since I have my credit frozen at all 3 bureaus. Verizon can’t be hurting for offer no credit check postpaid?

I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check for the edge program. I understand how credit checks work. It's not a hard inquiry when you already have an account. I would say try calling again and see if a different rep is willing to help you. I just switched from a grandfathered one to 16 GB data and unlimited talk and text. Clearly, their priority is getting access to my personal information when it has no bearing whatsoever on my service. I searched for it on this subbreddit, but found conflicting information so I was hoping to ask before I sign up. Press question mark to learn the rest of the keyboard shortcuts. The terms on the no credit check they do require full SS# and your personal information they say to run ID check not credit. These are VZ staff and are very responsive and understanding. I have 700+ credit rating so this is not a concern about my credit. Internal checks don't affect your credit though. I am not getting any hardware (using my own router). A community to discuss and ask questions about anything and everything Verizon, be it Wireless, FiOS, DSL, Landline, etc. TLDR does Verizon credit check existing customers who want to add a high end device via the edge program? If you don't give your SSN (& you don't need to), you will probably need to pay a deposit and might need to undergo identity verification, but you won't have a credit check done if you specify. (Internally I guess they might still call it a "credit check" but that just means they're checking your credit worthiness based on how you've handled your Verizon account -- that's a better indicator to them anyway as opposed to unrelated old credit card debt you may have, etc). And showed two options no credit check or credit check postpaid.

And I was denied service, said they couldn't offer due to deposit, I'd have to buy the phone outright. Situation: New home purchase, trying to schedule Fios. 6 comments. Wait until you close on the house to let Verizon pull credit. After that, it is internal credit checks when you want to add additional lines. Right after 5G nationwide coverage was announced, I checked on the new 5G map to see some small areas in some cities equipped with 5G, now that I come back to that map, some of them are completely eliminated or severely reduced. But the terms did say after 1yr they will consider phone financing. I ended up just using my iPhone I had. A community to discuss and ask questions about anything and everything Verizon, be it Wireless, FiOS, DSL, Landline, etc. It's a hard pull on Equifax side.

73% Upvoted. However, as virtually all modern mortgage companies have active credit monitoring, additional hard checks could generate requests for additional documentation which could hold up my closing. I called a week later and they assisted me in paying the deposit. I searched for it on this subbreddit, but found conflicting information so I was hoping to ask before I sign up. Welcome to /r/Verizon! All on-topic posts will be accepted, even those which may put Verizon in a negative light. Does anybody know what the credit check for getting a device payment plan entails? For General Information related to verizon, feel free to stop by /r/verizon. I am currently not aware of the plan I'm on. I am wondering if they do a hard pull or if it is just a soft pull against your credit. I'm only asking to fail a credit check, which seems easy enough to do. Even if I were to fail the credit check (which I obviously wouldn't) Verizon would then offer me the ability to pay a deposit. Verizon flatly refuses to grant service without a hard credit check. New comments cannot be posted and votes cannot be cast. Not sure if Transunion or Experian considers them hard pull as well though.

Go through the online ordering process and you will see what I mean. New comments cannot be posted and votes cannot be cast. Welcome to /r/Verizon! I may as well go to T-Mobile and be denied there vs Verizon as I am building credit and have no interest in an inquiry or denial. Still hasn't recovered. I had a weird issue where when I first signed up 2 months ago I tried to exchange a phone and the system tried to add a deposit in addition to the down payment to my account. It's a soft inquiry and if you "fail" they'll ask for a down payment on the device. Followup: I asked Verizon to cancel my order on phone and in chat. Checking your credit is the first step in joining Verizon. I am just trying to activate internet. I highly doubt the Verizon check is hard and will actually hold up your closing. I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check …

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